Momentarily, this afternoon, I thought to myself: maybe I should do the degree I really wanted to now, as a mature student. But that thought was fleeting, evaporating as soon as I saw the fees.

No, it was more a reality check, reminding me that I’ll need to double my savings to get our kids through university debt free. The time is theirs. Mine has passed.

There’s no way now I can take three years out for full-time study. I need to learn to be patient in my current role, and not seek to rock the boat. Just be content, I must remind myself.

In three years’ time, our eldest will be heading off to university themselves, if the Most Merciful wills, or into an apprenticeship, followed not long afterwards by their sibling.

That’s at least seven more years to plan for. Add a couple more for postgraduate studies or getting settled into adult life. My job now, I realise, is not fixing my own course, but rather facilitating our kids in theirs.

Hopefully they will make more a success of it than I did.

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