Speaking to a colleague today, I learnt that he lives in my old neck of the woods in west London. A neighbourhood I know well, having lived just around the corner from him as a lodger in the year 2000. It’s hard not to be envious of those who have settled in that warren of Victorian streets.

Certainly, if I had had a sound professional income at the time, I would have elected to remain. But as it was, my wife and I were only bringing home public sector admin salaries then, so we had no choice but to move out of the area.

That’s how we ended up in our little house in a poorer part of a poorer town, thirty miles away. But perhaps that was a blessing in disguise, for as my colleague said to me today, London is financially crazy. Seriously, you have to get out, if you can. Escape.

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